Elevation Certificates in Kendall County, TX (2026)
An elevation certificate is a FEMA-standardized form that records your building's elevation relative to the Base Flood Elevation (BFE) at your property. Flood insurers, lenders, and permit offices use it to determine your flood risk, set your insurance premium, and verify building code compliance.
What an Elevation Certificate Shows
The document records your lowest floor elevation, any attached or detached structures, the current FEMA flood zone, the BFE, and the name and license of the RPLS who completed the survey. It is the primary tool for demonstrating your property's actual flood exposure compared to the mapped baseline.
Flood Risk in Kendall County
Kendall County has moderate; Hill Country flash flooding along the Guadalupe River and Cibolo Creek. One of the fastest-growing counties in Texas driven by San Antonio and Austin metro expansion. Boerne is a popular Hill Country destination. Rugged terrain increases survey complexity and cost. A licensed surveyor in our directory can confirm the current FEMA flood zone designation for your parcel before you order.
When Do You Need an Elevation Certificate in Kendall County?
- Your property is in a FEMA Special Flood Hazard Area (Zone AE, A, or AO)
- Your lender requires flood insurance as part of your loan
- You are applying for a building permit for construction in a flood zone
- You want to apply for a Letter of Map Amendment (LOMA) to challenge your flood zone designation
- You have elevated or substantially improved your home and want documentation for an insurance rate reduction
Cost of an Elevation Certificate in Kendall County
| Property Type | Typical Cost Range |
|---|---|
| Standard single-family home | $400 to $700 |
| Larger residential or complex lot | $600 to $900 |
| Commercial property | $900 to $3,000+ |
The Elevation Certificate Process
- Step 1: Confirm your flood zone designation. A licensed surveyor can pull the current FEMA flood map for your parcel.
- Step 2: Look up your parcel at the Kendall County Appraisal District (kendallcad.org) and gather your deed and any existing survey documents.
- Step 3: Contact a licensed RPLS with your property address, parcel ID, and flood zone information.
- Step 4: The RPLS visits the site, measures building elevations, and completes the FEMA Elevation Certificate form.
- Step 5: Receive a sealed certificate to provide to your insurer, lender, or permit office.
Licensing Requirement
Elevation certificates in Texas must be completed by a licensed RPLS, licensed engineer, or licensed architect. Every surveyor in our Texas directory is sourced from state licensing records.texas.gov before hiring.
Find an Elevation Certificate Surveyor in Kendall County
Our directory lists licensed RPLS professionals serving Boerne, Comfort, Bergheim, Kendalia and all of Kendall County who handle elevation certificates for residential and commercial properties.